Finance

Enjoy stress-free shopping with us! We offer several different ways to pay to help you spread the cost of your new luxury bed or mattress.

Payment options

Credit or debit card

Shop securely with your VISA or Mastercard debit or credit card.

PayPal

We accept PayPal, just log in to your Paypal account at checkout.

Apple Pay

Pay quickly and easily with your Apple device.

Klarna available

We accept Klarna as a payment option and this is available in the checkout

How does finance work?

Add items to your basket and head to checkout
Select Klarna as your payment method and choose one of their payment plans
Fill in your payment card details
That's it! No credit checks, no interest, no fees.

Add items to your basket and head to checkout

Select Klarna as your payment method and choose one of their payment plans

Fill in your payment card details

That's it! No credit checks, no interest, no fees.

Add items to your basket and head to checkout

Select Klarna as your payment method and choose one of their payment plans

Fill in your payment card details

That's it! No credit checks, no interest, no fees.

Silentnight Group, Long Ing Business Park, Long Ing Lane, Barnoldswick, BB18 6BJ is authorised and regulated by the Financial Conduct Authority ("FCA") (FCA FRN 957315) and acts as a credit intermediary and not a lender, offering credit products provided exclusively by Klarna Financial Services UK Limited (company number 14290857), which is authorised and regulated by the FCA by the FCA for carrying out regulated consumer credit activities (firm reference number 987889), and for the provision of payment services under the Payment Services Regulations 2017 (firm reference number 987816). Finance is only available to permanent UK residents aged 18+, subject to status, T&Cs apply. Klarna.com/uk/terms-and-conditions

Klarna financing

For higher ticket items, spread the cost over; 12 months for orders over £400 +

24 months for orders over £750 +

Pay later

Buy now, pay later. For orders between £50 and £100, you can delay payment for up to 30 days to help you plan your finances. Don't worry, Klarna will also let you know when you need to pay via email. You can then easily make your payment online at klarna.com or in the Klarna app.

Pay in 3

Spread the cost over 3 equal interest-free installments for orders between £100 and £1000. We will charge your card for the first 1/3 of the total amount when you place your order. 30 days and 60 days later, we will let you know and then automatically charge your card 1/3 each time until the full amount has been paid.